0800 98 000 98

Protection for you and your family. Don't wait until something happens, protect yourself and the ones you love now.

Investments working hard enough?

Our advisers can make them work harder

The sooner you start making plans the more chance there is of enjoying your retirement.

Don't let the tax man benefit from your family's inheritance.

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Pension Planning

 START SAVING EARLY; RETIRE EARLY

At Sterling Financial Advice we take a holistic view to pension planning whether you are an individual or company. It is important to look at alternative forms of savings that can provide you with tax efficient income.

The past 20 years have brought us several different pensions regimes, each time making alterations to the contribution limits, benefit restrictions, tax relief, allowable investments, the list goes on. This has left the UK pensions market looking like a financial jumble sale.

The most recent pension reform, A-Day April 2006, brought many opportunities for pension planning. It widened the investment opportunities of many schemes, it removed limits previously restricting contributions and it allowed schemes to take tax free cash where previously it was not permitted... but it is still far from simplified!

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Do you need advice on

PERSONAL PENSIONS
OCCUPATIONAL PENSIONS
S.I.P.P's
SECTION 32's
AVC's and FSAVC's
RETIREMENT PLANNING
INVESTING FOR INCOME

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Sterling Financial Advice Ltd is authorised and regulated by the Financial Services Authority.  FSA No 434667.  Registered in England No 05349147.  Registered Office: Sterling House, 2-6 Market Place, Atherton, Manchester. M46 0EG.

 

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